Sheila Garcia

We loved working with Sheila! Very professional, responded quickly to calls, texts or emails, and she got us a great rate in a tough market! Her processing team is top notch as well!

Sheila was great to work with! Everything went smoothly and she got us a good rate even in this market. She always took calls or responded to texts. Her team was very professional and easy to work with. Will definitely use Sheila again should we find ourselves in the market!

Sheila is amazing and she gets the job done. I can trust that she has my best interest at heart and gets us across the finish line with ease. She is very transparent about what is needed, the process, and is very clear and professional. This process can get confusing fast, but Sheila explains it in a way that I can understand and feel comfortable. Thank you Sheila for assisting in our home purchase!!!

Sheila and her team was awesome to work with. They always kept me updated so I knew what was going on with my loan. They got everything done and closed quickly without any problems. I would definitely recommend her. I’ve used her before and I will use her again. Thank you Sheila.

If you need a loan officer who truly cares, works nonstop for you, and makes the process so much less stressful… Sheila is your girl! 😂👏

I would never in a million years use anyone else. She’s knowledgeable, responsive, hardworking, and genuinely goes above and beyond for her clients every single time. Highly recommend! 🏡✨

This was the easiest loan I've ever done Easily the best mortgage officer I've ever worked with.

Sheila made the process fast and stress free. She used a solid hunch to lock in a rate just before rates climbed again. We appreciate the work she did to get the home refinance done for us.

Sheila is the best! So patient and honest and talked me down more than once during this process. You are in good hands with her and her team!

Happy to work with her anytime.

Sheila is fantastic to work with. She answers your questions quickly and stays on top of the process. Sheila is also very knowledgeable, friendly and honest! Thank you Sheila for the great job!

I received excellent service, quick replies to my questions and was kept informed throughout my loan process. Sheila and her team were easy to work with, knowledgeable and helpful.

From start to finish, Sheila was an absolute pleasure to work with. Going over and beyond throughout the whole process. Prompt in response, answering any questions we had. Her friendliness and thoroughness made everything seamless. We would happily recommend her to anyone in need of her services.

Great experience! Would definitely recommend her services. Very professional, closed on-time, we were buying property from out of state so we're nervous, but she made the process so smooth. Thank you Sheila!

So easy with Sheila and team! Everything went smoothly and Sheila is always available. Highly reccomend!

Amazing experience. I would recommend Sheila and team 100%. She's always there to answer questions and make a very stressful process that much easier!

Easy! Easy! Sheila and her team were so patient. I had so many questions and anxiety over the. Process and she made it seamless. Any hold up was on my part! This is my second time using Sheila for the second time. Heck, this time she lives in Tennessee and I’m in. In California! Still so easy! No regrets!!

Sheila is very professional and passionate about her business. If she can't get the loan you need, she will refer you to someone that can. She is a pleasure to work with she knows loans! I highly recommend her.

Kevin Boyajian
Kevin's Handyman Services

Sheila is a top-notch loan officer! Very professional and on top of it!

Sheila is very professional and will go above and beyond to make sure your loan process goes smoothly! She was great about getting back to us quickly with any questions we had for her. We had such a positive experience with our loan process. I would highly recommend Sheila and her team!

She was so helpful and knowledgeable about the whole process, and what she didn't know she made sure she learned. I appreciate how communicative she was, I could call whenever and she always answered and answered any questions and concerns I had. Her confidence in her work made me feel so much better and I would 10 out of 10 recommend and use again.

Sheila Garcia a ROCKSTAR! There is nothing that she can't do! Sheila will get you through any difficulties and make magic happen. I only use her for my loan needs.

Sheila is a ROCKSTAR! She works magic and I only do business with her!

Sheila is the best! Very helpful and knowledgeable. We will definitely be calling her again for our next purchase

Excellent communicator, who was very accommodating to our needs.

I cannot recommend Sheila enough! She is amazing and so knowledgeable. Sheila made what could have been a stressful process easy and exciting, always taking the time to listen to my concerns, and to explain my options so I could move and make decisions from a place of knowledge.

Thank you for helping make my dreams come true!

It’s very rare these days to find a proactive professional. Sheila went out of her way to make sure I knew what was going on with my loan. She was even checking in during her wedding weekend! I would recommend her any day!

Sheila is great at what she does. She is very thorough and knowledgeable. When she gets you preapproved, you know it’s gonna stick.

Friendly helpful staff

Sheila provided great attention to all of our loan needs. She kept us updated and cared for our best interest. Thank you Sheila!

Sheila was great! She kept us up to date on everything throughout the process. She was always available to answer questions and explain things. She got us a very good loan and interest rate with no points.

My wife and I worked with Sheila to buy our first home! I would highly recommend her to anyone! She was
always available to answer any questions we had.

As you know it can be pretty stressful when getting ready to purchase or sell a home but Sheila definitely made it a lot less stressful. Looking forward to working with her in the near future!

Sheila is very easy to talk to, very responsive when you have questions, diligent at her job, highly recommend to anyone.

This bitch sucked big time. Maybe it is because I am Black. I'm sure this dummy doesn't do her own like she did me. She is THE WORST!!!! Then charging almost a hundred dollars for a credit check and did absolutely nothing. That's why the bitch gave me my money back and i didn't even have to ask for it. Sheila KNEW she was wrong!!
If you're Black, please go with someone else. Now stop emailing me about this bitch. Thank you!!

A few years ago Sheila helped my wife and I purchase our first home! Because it was our first time, we had a ton of questions & the process can feel a bit overwhelming but Sheila simplified the process. She answered all of our questions and she did a great job explaining what was going on every step of the way. One of the biggest reasons why we loved working with Sheila and why we would recommend her to anyone is that she really tried to get to know us & our story. Because of this, I felt as though there was a level of trust that was established right away. Again, if you are looking to purchase a house I would highly recommend Sheila. She really looked out for us and took care of us.

Shiela handled everything for me like the professional she is. She truly puts her clients first and has their best interest first and foremost. She will not quit until she has the best outcome for you. Highly recommend. Not to mention her follow up is never an issue. And she’s fun to work with, always good puts a smile on your face!

Sheila was a HUGE reason we were able to close on our home in August 2024!

Sheila came into the game a bit late as we had another lender we had been using. Well, our lender's company was cyber attacked at about 2 weeks until close of escrow and everything stopped! We were moving from out of state and needless to say were a bit freaked out that we would not get to close on time. Our realtor introduced us to Sheila and let me tell you, that girl and her team worked their tails off and got it all done ON TIME! She continuously reassured us that all would be good, and it was. We highly recommend Sheila for your lending needs! Tracy and Terry Pedersen

Sheila worked very closely with us and our contractor to make sure that we had everything we needed. Communication was very good and she is very kind as well. Would recommend working with her.

Sheila was great! Very attentive, always available for any questions I had about my loan. I been returning for her services for years now! Highly recommend!

Sheila is very professional as well as aggressive when needed to get your transactions taken care of quickly and efficiently! Highly recommend her and her team!!!!

Sheila has been nothing less than amazing. From the first time we worked with her in 2016 to purchase a home. Although she was our loan officer, it felt like she was our realtor, our counselor, our therapist…. She did it all! She explained everything so clearly and makes what tends to be a stressful purchase, not as stressful. We’ve worked with Sheila ever since with refinancing, HELOCs, you name it! She’s not afraid to tell you when it’s not the right time to buy/refinance. A lot of people say they work in the best interest of their customers, but with Sheila, I truly believe it!

Sheila is exceedingly reliable, communicative, and so very knowledgeable about her job! It is rare to find somebody with a work ethic like she has and she consistently helps my clients get to the closing table confidently and without incident! I can’t even begin to express how valuable she is to my business as a real estate broker and a team leader of a top producing real estate group.

Sheila was wonderful to work with. We were on a tight schedule and she worked overtime getting us what we needed. Highly recommend!

Sheila is incredible at what she does. She comes with my highest recommendation and wouldn't have it any other way.

Where do I begin… I LOVE Sheila! She’s patient, a fighter, and very knowledgeable about what she’s doing. She’s available to me 24/7 and SO COMMUNICATIVE. She literally saved me and closed me in 9 days WITH an appraisal within that time frame too. I plan to become a realtor next year, and I’m recommending her & her team to all my clients. ❤️ If you’re doubting about anything in your transaction, she is the one to ask. I’d use her 1000x more, again and again.

Sheila is absolutely fantastic! We have worked with her on two refinances and both times were seamless and speedy. I have recommended Sheila multiple times and will continue to do so.

Working with Sheila was the BEST decision I ever made when considering making a home purchase. Her and her team were on top of the entire process from start to finish and walked me through the entire process with ease. If I didn’t understand something, she was always there to answer my questions, without making me feel like an idiot for asking. Sheila and her team closed on our purchase ON TIME which is not common these days! Thank you for your attention to detail, dedication to my transaction, knowledge and availability. If I didn’t know better, I would’ve thought I was her only client due to her availability and prompt responses to my calls, texts and emails. She went above and beyond!!!!! Thank you to the BEST LOAN OFFICER EVER!!!! You are the best!
My family and I are thrilled for our new adventures!
Tag....you’re it! 😘😘

Sheila helped us with a home purchase. It was the easiest home loan I EVER HAVE DONE! This is my 6th home so I’ve had some experience. She made it very easy. No last minute surprises. Which is huge! No hitches or last minute extra documentation. Would highly recommend and would use again for sure!!

Sheila is very knowledgeable and makes you feel like you are her only priority throughout the entire process.

Sheila was awesome to work with! She made sure everything got done as quick as possible. She is very knowledgeable in what she does and she will make sure that you understand every step in the process. She is available pretty much anytime that you need her. She is the woman to call to get your job done correctly the first time. Thank you so much Sheila!

Saying thank you could never be enough for what Sheila did for my family. We have worked so hard to rebuild and were still being told no... or worse yet... having no communication at all. We had almost given up when I was introduced to Sheila. I thank God that we were referred to her. Her hard work, dedication and compassion for our situation was unbelievable! She was straight forward, honest and bent over backwards to help our dream become a reality! Much love and respect for her and the way she conducts her business.

Sheila is a long time (since high school) friend of my Mom's & I was MORE then blessed to have had worked with her during my process of buying my first home. My experience with her truly could not have been any better or smoother. The last time I bought a home was when I was 18 with my then husband.13 years later, and now doing it all on your own...man. How times have changed! It was completely new to me. And totally scary & nerve racking. And I felt lost at times. Not only was Sheila there to answer EVERY...single...question I had. And I mean, texts, emails, and calls...I had a lot and she went out of her way to be there for me. Even on her off/down time...I would bug her and she always took time to answer me. I am beyond grateful to have been taken care of by Sheila and truly feel she cared about me and making sure I was happy, secure and understood everything. And now I feel like I've gained a great friend too. if you are looking for someone to work with who not only is GREAT at her job but LOVES it too, go with Sheila. You will be the next one writing this huge amazing review and having hard time stopping from expressing how good she is,

Sheila helped me with my new home purchase and made the process very smooth. She not only made sure I was educated on the process but stayed in communication with me constantly ! This process is stressful enough, the fact that I was always able to get ahold of her made me more comfortable through the entire process. There’s nothing more frustrating than not being able to get ahold of your loan officer during the process of a home purchase or refinance for that matter. I would highly recommend Sheila to anyone in need of a companionate, professional and honest loan officer. Thanks again Sheila for all your hard work! I couldn’t have done it with out you.

I recommend Sheila because she is hard working and persistent to get you into a home she got our family into our home